Fidelity Guarantee

This policy provides indemnity against loss of money and / or stock and / or stores caused by fraud or dishonesty of the insured employees.

Cover is provided for losses which occur during the currency of the policy and which are discovered within six months of dismissal or retirement of the employee or expiry of the policy whichever occurs first.

The employees covered are those who handle cash or stocks belonging to the Insured.
For us to quote on this we would require to be given each employees on occupation basis together
with what limit of either Money or stock they can handle.

The main policy exclusions include: –

  • Political Risks Exclusion
  • Terrorism Exclusion
  • Computer General Loss Exclusion
  • Losses falling within the Policy excess
  • Failure to maintain a system of check.
  • Theft by an employee not mentioned in the policy.

Premium Indication

Our indicative premium rate is based on the aggregate annual guarantee limit together with per capita
Limits of each individual