Burglary

This policy provides cover for loss or damage to property Insured as a result of forcible and /or
violent entry/ exit form the premises.

The property to be covered under this policy should be that which is always in the insured
location such as : –

  • Furniture, Fixtures and Fittings
  • Office Contents
  • Plant and Machinery

The sums insured should reflect the current replacement or market values of the property less a
deduction for wear and tear/ depreciation.

To enable us to quote for this class of insurance we require to know the sums insured in respect of the property as described above.

The main policy exclusions include: –

  • Money and Securities
  • Property in outbuildings..
  • Theft by family members or employees. Theft following fire or explosion.
  • Goods in the open.
  • Computer General Loss Exclusion
  • Political Risks Exclusion
  • Terrorism Exclusion
  • IT Risks Exclusion
  • Any loss falling within the policy excess.

Premium Indication

We will require to know the Full Value at Risk as well as the First Loss Sum Insured to enable us to give a
conclusive rate on this class of Insurance.