This policy provides cover for loss or damage to property Insured as a result of forcible and /or
violent entry/ exit form the premises.
The property to be covered under this policy should be that which is always in the insured
location such as : –
- Furniture, Fixtures and Fittings
- Office Contents
- Plant and Machinery
The sums insured should reflect the current replacement or market values of the property less a
deduction for wear and tear/ depreciation.
To enable us to quote for this class of insurance we require to know the sums insured in respect of the property as described above.
The main policy exclusions include: –
- Money and Securities
- Property in outbuildings..
- Theft by family members or employees. Theft following fire or explosion.
- Goods in the open.
- Computer General Loss Exclusion
- Political Risks Exclusion
- Terrorism Exclusion
- IT Risks Exclusion
- Any loss falling within the policy excess.
We will require to know the Full Value at Risk as well as the First Loss Sum Insured to enable us to give a
conclusive rate on this class of Insurance.